Barri SMS/MMS/RCS Terms & Conditions

1. Program Description

These SMS/MMS/RCS Terms & Conditions apply to text and mobile messaging programs sent by Barri Money Services, LLC and its affiliates or service providers on its behalf. Messages may include promotional offers, product updates, lifecycle reminders, account-related notices, customer support updates, security alerts, authentication codes, transfer confirmations, and other service-related communications, depending on the message category and your consent or preferences.

2. Consent to Marketing Messages

By opting in to receive marketing SMS, MMS, or RCS messages, you agree to receive recurring automated promotional text or mobile messages at the mobile number you provide. Consent to receive marketing messages is not required as a condition of purchase, account creation, card activation, or use of any service.

Marketing consent is collected separately from general Terms & Conditions acceptance. The consent checkbox must be unchecked by default and selected by you through an affirmative action.

3. Message Frequency and Charges

Message frequency varies based on your activity, preferences, eligibility, and the services you use. Message and data rates may apply. You are responsible for any charges imposed by your mobile carrier.

4. How to Opt Out

You may opt out of marketing SMS/MMS/RCS messages at any time by replying STOP to any message. You may also reply STOPALL to request global suppression from Barri/DolEx marketing text and mobile messaging programs where supported. After you opt out, you may receive one final confirmation message. No further marketing messages will be sent unless you provide a new opt-in.

You may also manage your communication preferences through the Preference Center when available.

5. Help and Re-Enrollment

For help, reply HELP to any message or contact Customer Support through the app or website. If you previously opted out and want to re-enroll, you must provide a new affirmative opt-in through an approved consent flow. Replying START may be supported only where a valid new consent record is created or already available.

6. Transactional, Security, and Required Service Messages

Opting out of marketing messages does not affect transactional, security, fraud prevention, legal, or service-required communications that may be necessary to provide the service, protect your account, verify your identity, complete transactions, or comply with law. These may include one-time passwords, fraud alerts, security notifications, transfer confirmations, and account activity alerts.

7. Carrier and Delivery Disclaimer

Message delivery may be affected by your mobile carrier, device, network coverage, or other factors outside our control. Carriers are not liable for delayed or undelivered messages. RCS availability may depend on device, operating system, app support, and carrier availability. If RCS is unavailable, messages may be delivered by SMS where permitted and subject to your preferences and consent.

8. Privacy and Data Use

We process mobile numbers, consent status, opt-in/opt-out records, delivery information, and related messaging data to operate our SMS/MMS/RCS programs, honor your preferences, maintain suppression lists, and comply with applicable law. Approved service providers may process mobile information solely to deliver Barri communications where permitted by law and applicable consent. Mobile information is not sold or shared with third parties or affiliates for their own SMS marketing or promotional purposes.

For more information, see our Privacy Policy: barri.com/en/privacy-policy

9. Changes to These Terms

We may update these SMS/MMS/RCS Terms & Conditions from time to time. Material changes to the messaging program, consent language, or opt-out methods may require updated consent or additional notice where required by law.

10. Contact

For questions about these SMS/MMS/RCS Terms & Conditions, contact Customer Support through the app or at barri.com.